query: mortgagee title policy vs. owner title policy

Actually, it's called a loan policy, but that's ok. I'll bet you are a lender because most people don't know the word mortgagee. ;) Anyway.....The loan policy insures the lender only. That's the biggest difference.Homebuyers who pay for a loan policy are receiving absolutely no protection at all.Lenders are smart. They won't loan money without title insurance protection. How did they get so